Privacy Policy

1. Overview

finworlder ("we", "us", "our") operates the website accessible at finworlder.com (the "Site"). This Privacy Policy describes the types of information we may collect from you when you visit our Site, how we use that information, and the choices you have regarding your data.

We are committed to protecting your privacy. finworlder is a non-commercial, educational resource. We do not sell, rent, or monetize personal data in any way. We do not serve advertising, and we do not use your personal information for profiling or automated decision-making.

By using our Site, you agree to the practices described in this policy. If you do not agree, please discontinue use of the Site.

2. Data We Collect

2.1 Information You Provide Directly

When you use our contact form, we collect the information you choose to submit, which may include:

• First and last name
• Email address
• The subject category of your enquiry
• The content of your message

This information is used solely to respond to your enquiry. We do not add you to mailing lists without your explicit consent.

2.2 Information Collected Automatically

When you visit the Site, certain technical data may be collected automatically by our hosting infrastructure, including:

• IP address (typically anonymized or not stored)
• Browser type and version
• Operating system
• Pages visited and time spent on pages
• Referring URL (the page you came from)
• Date and time of your visit

This technical data is used in aggregate form to understand how our Site is used and to improve its performance. It is not used to identify individual visitors.

3. How We Use Your Data

We use the data we collect for the following purposes only:

• To respond to enquiries submitted via our contact form
• To monitor and improve the technical performance of the Site
• To understand aggregate patterns of site usage
• To detect and prevent technical issues, abuse, or unauthorized access
• To comply with legal obligations where applicable

We do not use your data for marketing, profiling, behavioral advertising, or any commercial purpose. We do not sell or share personal data with third parties for their commercial use.

4. Cookies

Our Site may use cookies and similar tracking technologies. A cookie is a small text file stored on your device by your browser. Please refer to our Cookie Policy for full details on the types of cookies we use, their purpose, and how to manage your preferences.

We store your cookie consent choice in your browser's local storage. You may withdraw consent at any time by clearing your browser data or adjusting your browser's cookie settings.

5. Third-Party Services

Our Site may rely on the following third-party services, which may collect data independently according to their own privacy policies:

• Web hosting and CDN provider: Processes server logs and delivers content. Logs may contain IP addresses and technical request data.
• Google Fonts: Fonts served by Google may result in your IP address being transmitted to Google's servers. See Google's Privacy Policy for details.
• Phosphor Icons CDN (unpkg.com): Icon assets are served from a CDN, which may collect standard server log data.
• Unsplash: Some images are loaded directly from Unsplash's servers, which may collect request-level data.

We are not responsible for the data practices of third-party providers. We encourage you to review the privacy policies of any third-party services you interact with.

6. Your Rights

Depending on your jurisdiction, you may have the following rights regarding your personal data:

• Right of access: To request a copy of the personal data we hold about you.
• Right to rectification: To request correction of inaccurate or incomplete data.
• Right to erasure: To request deletion of your personal data where we have no legitimate reason to retain it.
• Right to restrict processing: To request that we limit how we use your data in certain circumstances.
• Right to data portability: To receive your data in a commonly used, machine-readable format.
• Right to object: To object to our processing of your data in certain circumstances.

To exercise any of these rights, please contact us at info@finworlder.com. We will respond within 30 days. We may need to verify your identity before processing your request.

7. Data Security

We implement appropriate technical and organizational measures to protect the personal data we handle against unauthorized access, alteration, disclosure, or destruction. These include secure HTTPS transmission, access controls, and regular security reviews.

However, no method of electronic transmission or storage is 100% secure. While we strive to protect your data, we cannot guarantee its absolute security.

8. Data Retention

We retain personal data only for as long as necessary for the purpose for which it was collected, or as required by applicable law. Contact form submissions are retained for a period of up to 12 months after our correspondence is concluded, after which they are securely deleted. Aggregate analytical data may be retained indefinitely as it does not contain personally identifiable information.

9. Children's Privacy

Our Site is not directed at children under the age of 16. We do not knowingly collect personal data from children. If you believe a child has submitted personal information to us, please contact us and we will take steps to delete it promptly.

10. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or Site functionality. When we make material changes, we will update the "Last updated" date at the top of this page. We encourage you to review this policy periodically.

Continued use of the Site after any changes constitutes your acceptance of the updated policy.

11. Contact Us

If you have questions, concerns, or requests relating to this Privacy Policy or our data practices, please contact us:

• By email: info@finworlder.com
• Via our contact form: finworlder.com/en/contact.html